I'm not ultra wealthy, but I started in the stock market with a $10,000 purchase in semiconductors 5 years ago, and I diversified, now I have about 2.4 million invested. I live broke, in a tent, soon to be a shed. I'm rich, but poor, because I NEVER sell out for cash. I hoard things. Even stock. I used to be rich, and hated it. I'm an outdoors person, and houses are cages for humans. We were designed to live closer to nature.