That’s about 92 million adults that now have more credit card debt than savings. Most major credit cards charge 18-24% interest. If credit card debt goes unpaid, it doubles between 3-7 months. The remainder, however much it is, will double by June at the earliest for 92 million Americans unless something in their life changes. 1/3 of our economy is now perpetually broke, and what happens when inflation kicks up another 6%?