Why SEC continue investigating Ripple (XRP)? Ripple was created from the bank to track payment transaction and settlement internationally. It is a settlement payment of the payment. It is technically a grey area between crypto, token and fiat currency. It runs on a blockchain-based digital payment network on the top of fiat currency layer which means it is not a decentralized system as other crypto does. The entire lawsuit is about how to categorize Ripple into and it will have huge impact on Crypto. Crypto is defining as similar to property right now. If Ripple defined as financial security, then crypto may will be restricted as financial security which closes to stock market. Then Crypto may not be as flexible traded as now compares to the future. #memes