“At the end of the day it’s banks jobs to make sure they’re funding themselves appropriately to meet their needs. So then when banks found that they were short of liquidity they said ‘oh my gosh, where’s the Fed to run and comfort us.’ “There’s something called the discount window that the Fed provides backstop funding to banks. It’s there. It’s available to be used. Banks don’t like to use it because they fear it might make them look a little bit weak.” ~ Neel Kashkari, President, Federal Reserve Bank of Minneapolis - October 10, 2019 https://wallstreetonparade.com/2020/05/fed-report-shows-magical-thinking-on-safety-of-wall-streets-banks/